UIGEA – 2006年非法互聯網賭博執法法
您是否聽說過2006年《非法互聯網賭博執法法》？也許，您知道法律是“ UIGEA”？首先，PlaySlots4RealMoney.com不提供法律建議。如果您有任何疑問，包括但不限於2006年《非法互聯網賭博執法法》（UIGEA），請諮詢律師。我們將討論UIGEA。它是《非法互聯網賭博執法法》的簡稱。該法案於2006年生效。UIGEA是美國法律。它規範在線賭博。它被添加為標題VIII。管理端口安全的《安全端口法》。 UIGEA限制賭博場所收錢。僅與他人參與下注有關。下注涉及使用互聯網。 根據維基百科, it appears people call this law the “Internet Gambling Bill SAFE Port Act” That makes it illegal under any federal law. We will talk about state laws.In this Internet gambling guide, we will discuss the following:
- What does the Unlawful Internet Gambling Enforcement Act require?
- Restricted Transactions For Knowingly Accepting Payments?
- Is your business subject to the rule?
- Who should you contact if you have further questions?
- Is The Internet Gambling Prohibition Act Federal Or State Law?
Regulation GG: Prohibition on Funding of Unlawful Internet Gambling
A Small Entity Compliance Guide On Prohibition on Funding of Unlawful Internet Gambling
What does the Unlawful Internet Gambling Enforcement Act require?
The Unlawful Internet Gambling Enforcement Act of 2006 (often known as the “UIGEA”) prohibits anyone, including a company, engaged in the business of betting or gambling from knowingly taking payments connected with another person’s participation in unlawful Internet gambling.The use of credit cards for cash withdrawal is restricted. These transactions are referred to as “restricted transactions.” The Secretary of the Treasury and the Board of Governors of the Federal Reserve System (the “Agencies”) must identify payment systems that may be utilized in connection with or to facilitate prohibited activities. The rule’s requirements apply to any payment system or financial transaction provider that is using the designation.
Restricted Transactions For Knowingly Accepting Payments?
Under the Unlawful Internet Gambling Enforcement Act (UIGEA), you have to show what you are doing to make sure people can’t use your system to do something they shouldn’t. The Agencies have to consult with Justice before making rules about this.The phrase, “reasonably designed,” means that the rule needs to mention specific policies and procedures. It also says that if the Agencies cannot figure out a way to make sure no one does a restricted transaction or uses a certain payment system, then they can exempt it.
Is your business subject to the rule?
The government wants to stop gambling on the Internet. If they find you, they might fine you. The law is called the Unlawful Internet Gambling Enforcement Act or UIGEA for that reason. It can be confusing if you are not a lawyer.The rule does not apply to many participants in transactions in those payment systems. But if your business does one of the following functions, your business is covered by the rule and you should comply with its requirements:
- A money transmission business’s operator (i.e., the entity that provides centralized clearing and delivery services between participants and manages the system’s operational structure)
- Loans (not including check cashing, currency exchange, or the issuing or redemption of money orders) are transmitted;
- This service allows consumers to send money directly from their phones or computers, without having to visit the physical office of the money transmitter.
- The bank that accepts the check and holds it as a depositary bank. In a wire transfer, the beneficiary’s bank is used.
- It’s the bank that is receiving the ACH credit, the bank that is giving out an ACH debit. The gateway operator for a cross-border ACH debit transaction, and it could be any third-party processor for any of these.
- The system operator, or card issuer is the person who sells or gives you a card. This might be someone you know. It’s the person that checks your balance and sends money to your account.
Do you have any legal protection from liability for refusing to honor transactions that you suspect are restricted transactions?
Because of the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA), you are not responsible for refusing a transaction or identifying and preventing a transaction if you believe it is unlawful.
- A restricted transaction is one in which the amount of money exchanged is limited.
- If you had reason to believe the transaction involved a restriction,
- You acted in reliance on the rules and procedures of the designated payment system in order to comply with the rule, but you prevented or otherwise thwarted the transaction.
Is it necessary to make any modifications to the circumstances or procedures for filing suspicious activity reports (SARs)?
That is incorrect. Nothing in the rule modifies any obligation you may have under other applicable law or regulation to report a SAR with the proper authorities.
Who should you contact if you have further questions?
This rule will be enforced by your Federal regulator. For example, the National Credit Union Administration will enforce this rule with respect to federally insured credit unions, the Office of Thrift Supervision will enforce this rule with respect to federal thrifts.The Office of the Comptroller of the Currency is responsible for national banks. The Federal Reserve Board is responsible for State member banks and the FDIC is responsible for State nonmember banks.The Securities and Exchange Commission and the Commodity Futures Trading Commission will be responsible for regulatory enforcement of certain financial institutions that do not have an exemption from designated payment systems.The Federal Trade Commission will be in charge of enforcing the rule for most non-exempt money transmitting businesses and other non-exempt participants not covered by the above regulators. If you have any questions about how to implement this rule, talk to your Federal functional regulator.
What due diligence is sufficient for participants in designated payment systems other than card systems?
The rule tells you that you need to have policies and procedures. And it suggests some choices. One way is to use a flexible, risk-based approach, which means that the level of due diligence will depend on the risk posed by the customer. Section 6(b) of the rule specifies precise methods for performing adequate due diligence on your company’s commercial clients in order to evaluate the danger they represent of unlawful Internet gambling.
You can do the due diligence procedures with your account-opening procedures. Be sure to follow the requirements under the Bank Secrecy Act (BSA).You need to know how a customer’s business works before you open an account. As long as it doesn’t involve gambling, you can open the account.
If a customer tells you about their business or other factors, and you think they may do something illegal, ask them to provide more documentation.In order to answer the questions from a commercial customer, we need a letter from them. This letter needs to say they do not have an Internet gambling business.
If a commercial customer has Internet gambling, they need to show a license from their country that authorizes them to do that. If you have any queries regarding the legality of a commercial client’s activities, you should contact with (or get confirmation from) the relevant licensing authority.If the commercial customer does not have an Internet gambling license, they should get a letter from their lawyer that says it is OK to gamble on the Internet. If you do not agree with the settlement offer, you might want to consult with an attorney.
In addition, the commercial customer should provide you with a third-party certification verifying that the commercial customer’s automated systems are in line with industry standards.The certification should say that the customer’s computers are designed to keep people from gambling more than they are allowed. This includes things like checking the person’s age and where they live.You can’t gamble on the Internet if you’re a minor, and you have to be in a state where gambling is allowed.
If you are a depository institution and have commercial customers that provide money transmission services or third-party processors, apply your due diligence procedures, as outlined above. You are not responsible for doing due diligence on the people who are using your money business. If you are someone running this type of business, you have to do your own work with the people who use it.
One method for complying with UIGEA’s standards for establishing reasonably designed policies and procedures is outlined in section 6 and previously described.As previously stated, you may establish and implement rules and procedures that are suited to your company’s needs that differ from those given in section 6 of the rule, as long as they meet the requirements of Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) and the rule.
What are reasonably designed procedures with respect to card systems?
The only designated payment systems that use a merchant and internet gambling business transaction coding framework that allows participants to identify and block restricted transactions (prohibit restricted transactions) during processing are debit cards (including 信用卡, pre-paid cards, and stored value cards) and cash advances.The Agencies believe that a coding system to identify and block prohibited transactions will be the most common technique for card system participants to fulfill the standard .
The UIGEA prohibits gambling businesses from having a banking relationship such as an electronic fund transfer (electronic fund transfers) from wagering or placing a bet or wager.
The rule is about how the person who owns a card system has to make sure that they have a list of codes. Codes are things that show what kind of place you want to buy from. If a code is internet gambling business and a code is not present, then it cannot be authorized.
Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA) lets people in the payment system do what they need to for the Unlawful Internet Gambling Enforcement Act of 2006 (UIGEA). If you are in a payment system that has policies, then you can follow those policies if they are the same as UIGEA’s.The rule also states that if you are a member of a designated payment system (such as a card network), you may rely on an operator’s written statement or notice stating that the operator has established or organized the system’s policies and procedures for identifying and blocking or otherwise preventing or prohibiting restricted transactions for an internet gambling business.You must comply with the requirements of the rule, and if you do not, you will be notified by your Federal regulatory agency.
If you are a depository institution and participate in a card system, then you should be able to rely on the policies and procedures of the operator of the card system when developing your own compliance procedure.To decide which card transactions you will refuse approval for, you may utilize (and follow) the merchant and transaction coding of the card system to identify which purchases might be restricted.
Again, you may build and enforce rules suited to your organization that are distinct from those given in section 6.
The Federal Wire Act prohibits the electronic transmission of information for sports betting and all internet gambling business. They do this across telecommunication lines. The Federal Wire Act does not prohibit online gambling. These 網上賭博 公司需要獲得許可才能開始在線遊戲。內華達州是三月份率先發行此類債券的機構。
喬治·W·布什（George W. Bush）於2006年10月13日簽署法律。UIGEA在會議報告109-711中包含了該文件。
House of Representatives passes by a 409-2 vote. The Senate passed it by unanimous consent on September 30th, 2006. The reading of the report waives was due to H.RES.1064.
Is The Internet Gambling Prohibition Act Federal Or State Law?
The Internet Gambling Prohibition Act, a version of the gambling portion of the bill that passed the House in 1999 but failed in the Senate due to lobbying influence by Jack Abramoff, was a prior version of the gaming legislation.
The UIGEA required that rules be established by the Federal Reserve and the Department of Treasury within 270 days of the Act’s passage. In October 2007, these agencies issued a “Notice of Proposed Rulemaking” that delayed release of proposed UIGEA regulations for public input.410 responses were submitted by depository institutions, depository institution associations, public policy advocacy organizations, customers, “gambling-related” businesses, payment system operators, federal agencies, and members of Congress in response to the NPRM.
The Bush administration had previously declared that it would not finalize any regulation until after November 1, 2008. The term “midnight drop” refers to this last-minute rulemaking that prevents an incoming administration from changing the rules.
On November 12, 2008, the final rules (referred to as the “Final Rule”) were published, and they went into effect on January 19, 2009, the day before Barack Obama was sworn in as president.New participants were required to comply with the rules starting December 1, 2009, so that they could put in place the appropriate safeguards and procedures.
What is considered unlawful Internet gambling?
Betting, receiving, or transmitting a bet that is prohibited by federal, state, or tribal law is referred to as unlawful Internet gambling. The Act directs us to look for the place where the bet was created or received rather than focusing on the intermediary computers.
Is the unlawful Internet gambling Enforcement Act still in effect?
Yes on a federal level. However, a lot of states passed US legislation to legalize online gambling on a state level.
Who enforces online gambling?
The Department of Justice contends that all bets placed by bettors in the United States on the Internet is unlawful under the Wire Act. In a hearing before the US House of Representatives Committee on the Judiciary, law enforcement officials maintained that consistent enforcement policies are required in the context of online wagers.
Is Internet gambling illegal in the US?
If you’ve ever considered visiting a cyber casino, here’s something you should know: It is prohibited to gamble on the Internet in the United States in certain states.